Germansah, Germansah, Panji Jiblathar, and Fadhlul Mubarak. 2026. “Risk Measurement of Islamic Banking Financing Portfolio in Indonesia Based on Value at Risk Variance–Covariance ”. Benefit: Journal of Bussiness, Economics, and Finance 4 (2):124-34. https://doi.org/10.70437/benefit.v4i2.1783.