Sukasih, N.K.D. et al. 2025. Euforia atau Kehati-hatian? Studi Persepsi Gen Z terhadap Pinjaman Online berbasis Fintech di Era Digital. Benefit: Journal of Bussiness, Economics, and Finance. 3, 2 (Aug. 2025), 2301–2313. DOI:https://doi.org/10.70437/benefit.v3i2.1427.